Then Insured

Insurance guidance without pressure or jargon.

Tell us what you want to protect. We help you understand the coverage, compare available options, and make a more confident decision.

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Choose your path

Get guidance, request a quote, or go directly to a partner.

Talk through the coverage

Not sure what a term means or which coverage to consider? Start with a conversation in plain language.

Book a conversation

Request a quote

Share the information needed to explore available personal or commercial insurance options.

Start a quote request

Use self-service

Some specialty and partner products can be quoted or purchased directly through the links below.

View self-service options

Coverage we can discuss

Personal, business, and specialty insurance needs.

Personal insurance

  • Auto and property
  • Renters and condo
  • Flood and umbrella
  • Pet and life options

Business insurance

  • General liability
  • Business owner policies
  • Workers compensation
  • Builders risk and related coverage

Specialty markets

  • Excess and surplus lines
  • Drone insurance
  • Jewelry and disaster products
  • Warranty and audit protection options

Coverage and carrier availability vary by state, underwriting, eligibility, policy terms, and appointment. A quote is an estimate and is not binding until confirmed in writing by the carrier.

Self-service insurance and protection

Go directly to a partner when you already know what you need.

These links open third-party quote or enrollment pages. Product availability and terms are controlled by the provider.

Licensed and transparent

Know who you are working with.

Then Insured

Then Insured is operated by MR THEN CONSULTING LLC. Rhode Island Insurance Producer License #3003841277. National Producer Number 21722068.

Verify the Rhode Island license →

Important coverage disclosure

Availability varies by state, carrier, underwriting, product eligibility, and appointment. Policy language controls coverage. Review the policy documents and carrier terms before purchase.

Graphic with the words "Then Insure" beneath silhouettes of three people under an umbrella, with a heart monitor line running across the bottom.

Welcome to Then Insured, where protection meets real guidance.

Ariel is your dedicated assistant — here to help you understand your coverage, explore your options, and feel confident about your decisions. 

Whether you’re shopping for auto, home, renters, or umbrella insurance, Ariel’s got the answers.

No pressure. No jargon. Just clear, honest help — the way it should be.

Have a question? Need a quote? Not sure what’s covered?

Click the chat Icon to the right and Ariel will walk you through it, step by step.

​Current Licensing (RI, CT, ME, FL, MA, NJ, GA, TX, PA)

Currently Licensed in Rhode Island, Connecticut, Florida, Maine, New Jersey, Georgia, Pennsylvania, Texas, & Massachusetts with more States and Carriers to Follow. 

Self Service Insurance Options

Carrier Network

A snapshot of markets we work with. Availability varies by state, underwriting, and product eligibility. Logos display when available; if a logo can’t load, the carrier name will show automatically.

Licensed Multi-State
Insurance Agency
Big “I”
Member
First Connect
Partner Agency
AC Brokers Network
Member
Verify License & Compliance

MR THEN CONSULTING LLC (d/b/a Then Insured) is a licensed insurance producer/agency. Verify our Rhode Island producer license using the official Rhode Island Department of Business Regulation lookup: Verify license with RI DBR .

RI License #: 3003841277
NPN: 21722068
Compliance note: Quotes are estimates until confirmed and bound in writing by the carrier. Coverage is subject to underwriting and policy terms.
Personal Insurance Auto • Property • Pet • Flood
Auto Markets
Safeco
Hagerty
Progressive
GEICO
National General
Rhode Island Insurance
OpenRoad
Sterling MGA
Bristol West
Plymouth Rock
Property / Home Markets
Foremost
Steadily
Obie
Starfish
J&J Insurance
J&J Rater Home
J&J Condo
RS Quick Home
Pacific S
E-Premium
Aegis General
Chubb
Kelly Klee
Annex Risk
Pacific Specialty
Honey
Pet Insurance
FetchPet
Safeco Pet
Prudent Pet
Rainwalk Pet
Coverage Cat
Kanguro Pet
Flood Insurance
Palomar Flood
NatGen Flood
NFIP Direct
Wright Flood
Titan Flood
Sterling Surplus Flood
Neptune Flood
Aon Edge Flood

Carriers shown are examples. Availability varies by state and underwriting.

Commercial Insurance GL • BOP • WC • Builders Risk • More
Business Markets
EASI 2.0 (RIP BIZ)
Smsee (IMS)
BTIS
Slice
AmTrust (Workers Comp)
Hanover
NEXT
FIRST
Simply Business
Berxi
MGT
Blitz
LIO
Thimble
Insur-Fi
Coterie
Alchemy (Builders Risk)
WeSure
Rainbow Insurance
Normandy
NormanMaxx
Three Insurance
InsureTax
Foxquilt
Hiscox
Pathpoint
Sola
Attune
RLI (Bond)
Chubb
ISC
SES (Landlord)

Commercial eligibility depends on class, revenue, payroll, locations, and loss history.

Specialty Markets E&S • Umbrella • Drone • Warranty • More
Specialty / E&S / Programs
Ahoy! Boat
Jewelers MG
Arkay Auto Warranty
Deductible Defender
Adaptive (Ded Re)
GSR Landlord
Chenango Brokers
Recoop Disaster
Monoline Umbrella
SkyWatch Drone
Vortex
RT Specialty

Specialty/E&S options may be used when standard markets won’t fit. Terms and pricing vary by market.