Last Updated: 08/26/2026

Mr. Then Consulting LLC (“we,” “us,” “our”) has created this Privacy Policy to explain our practices regarding the collection, use, and disclosure of information. We understand the importance Internet users place on privacy and have designed our services with that in mind.

By using our website (“Website”) or registering for any services or offers, you agree to this Privacy Policy in its entirety. If you do not agree with these terms, please discontinue use of the Website.

Information We Collect

We collect personal information that you voluntarily provide, which may include:

• Name, mailing address, email address, and phone number.

• Information about your interests, education level, and use of our services.

• Information you provide in connection with financial, tax, credit, insurance, or document preparation services.

At this time, we do not collect credit card details directly. If that changes in the future, any payment information will be kept confidential and shared only as necessary to process transactions, comply with the law, or with your prior informed consent.

We may also collect non-personal and aggregated information automatically through log files and cookies, including:

• IP addresses

• Browser type

• Internet Service Provider (ISP)

• Referring/exit pages

• Date/time stamps and click data

This information helps us analyze trends, administer the Website, track aggregated usage, and improve services.

How We Use Information

We may use your information to:

• Deliver and manage services you request.

• Respond to inquiries or customer support requests.

• Improve our website, content, and services.

• Send updates, offers, or educational content related to our services (you may opt out at any time).

• Share limited information with trusted insurance or financial affiliates to help you secure better rates or offers, except for SMS opt-in and consent data as described below.

We do not sell your personal information to third parties.

SMS/Mobile Messaging Privacy

Mobile opt-in and text-message consent data, including phone numbers and consent records, will not be sold, rented, shared, or disclosed to third parties or affiliates for marketing or promotional purposes. We may share this information only with service providers that help deliver messages and with regulators or authorities when legally required. All other categories of this Privacy Policy exclude SMS opt-in data and consent; this information will not be shared with any third parties for their own marketing purposes.

Data Security

We use commercially reasonable physical, electronic, and administrative safeguards to protect your personal information against unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have rights to:

• Access the personal information we hold about you.

• Request corrections or updates.

• Request deletion of your personal information (subject to legal and contractual limitations).

• Opt out of marketing communications.

To exercise these rights, contact us using the details below.

California Residents

If you are a California resident, you have the right to request that we not disclose your personal information to third parties for direct marketing purposes. To exercise this right, please email us at carlos@mrthen.biz.

Changes to This Policy

We may update this Privacy Policy as laws, best practices, or our services evolve. If material changes are made, we will post a notice on our Website prior to the change taking effect. Minor changes may be made at any time without prior notice. Please review this page periodically for updates.

Contact

If you have any questions about this Privacy Policy, please contact us:

Phone: 401-267-THEN (8:30 a.m. – 5:30 p.m. EST)

Email: carlos@mrthen.biz

Mailing Address:

Mr. Then Consulting LLC

c/o LitArts RI

400 Harris Ave, Unit E

Providence, RI 02909

Any personal information that you supply to us remains your property. However, by submitting that information to Mr. Then Consulting LLC (“Company”), you grant us a non-exclusive, worldwide, royalty-free license to use your personal information for lawful purposes, including but not limited to:

1. Service Fulfillment: Providing services and delivering products or information you request.

2. Promotional Offers: Sending you marketing communications via email or online advertising.

3. Third-Party Transfers: Sharing your information with third parties, when necessary, to fulfill requests you have made for their products, services, or information.

4. Compliance and Validation: Ensuring compliance with our Terms and Conditions, validating data, improving content, and gathering user feedback.

By submitting your information, you consent to receive email marketing from the Company. We may maintain separate mailing lists for different purposes. To unsubscribe from a specific list, you must follow the instructions included in the email. Unsubscribing from one list will not automatically unsubscribe you from all Company lists.

We only send marketing emails to individuals who have expressly agreed to receive them through this Website or authorized third-party websites. We do not send unsolicited bulk emails. Accordingly, certain “spam” regulations may not apply to our communications.

Disclosure of Information

We may disclose personal information in the following circumstances:

• Legal Requirements: When required by law, court order, subpoena, or other legal process.

• Business Transfers: If the Company is sold, merged, or acquired.

• Policy Enforcement: If we believe the Website has been or is being used to violate our Terms and Conditions or commit unlawful acts.

• CAN-SPAM Compliance: For suppression purposes, in compliance with the CAN-SPAM Act of 2003 (as amended).

Respecting Confidentiality

We respect your privacy and insist that you respect the privacy of fellow program participants.

By participating in Company programs, you agree:

• Not to infringe on the intellectual property rights (copyright, trademark, patent, trade secret) of the Company or any program participant.

• That any Confidential Information shared by program participants or the Company (including proprietary materials, ideas, plans, and trade secrets) is confidential and belongs solely to the disclosing party.

• Not to disclose Confidential Information to third parties or use it for purposes other than program participation.

• That all materials and information provided to you by the Company are the Company’s proprietary intellectual property and may not be reproduced, distributed, or sold without authorization.

If you violate, or are likely to violate, these agreements, the Company and/or affected participants may seek injunctive relief to prevent harm.

Sharing of Information

From time to time, we may provide opportunities for you to receive special offers, products, or services from third-party companies. To enable this, we may share your information with those companies so they can fulfill your request without requiring you to complete additional forms.

By submitting your email address to the Website, you agree to receive marketing communications from the Company and, where applicable, from selected third-party partners.

Your agreement to receive communications may also constitute a “purchase, inquiry, or application” under the Amended Telemarketing Sales Rule (16 C.F.R.), which may permit third parties to contact you in accordance with applicable laws.

Mr. Then Consulting LLC (“Company”) is committed to protecting your privacy and safeguarding your information. We use industry-standard security measures on our Websites to help protect against the loss, misuse, or alteration of information collected from you.

We have implemented additional safeguards to protect sensitive personal information submitted during transactions. For example:

• When you provide debit card, credit card, or bank account details to make a purchase, the information is encrypted during transmission to ensure a secure transaction.

• Your payment information may be temporarily stored on a secure server before processing, and is deleted or anonymized once no longer necessary.

While we take commercially reasonable steps to secure your information, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee the absolute security of any information you transmit to us, and you do so at your own risk.

We strongly encourage you to take precautions to protect your personal data when online, including:

• Using a secure, updated browser.

• Keeping passwords confidential.

• Logging out of accounts when using shared or public devices.

Children’s Privacy

Not Directed to Children

Our Sites and services are not directed to children. We do not knowingly market to, solicit, or collect information from users under the age of 13.

Under Age 13 (COPPA)

Mr. Then Consulting LLC does not knowingly solicit or collect personally identifiable information online from children under 13 without verifiable parental consent (as contemplated by COPPA).

• If we learn that a child under 13 has submitted personal information without parental consent, we will take reasonable measures to delete that information from our systems and will not use it for any purpose, except as necessary to protect the safety of the child or others, or as required/allowed by law.

• Parents/guardians may review, delete, or withdraw consent for their child’s information by contacting us at carlos@mrthen.biz or 401-267-8436. We may request information reasonably necessary to verify your identity and relationship to the child before fulfilling a request.

Under Age 18

If you are under 18 and have provided personal information through the Sites, you (or your parent/guardian) may request deletion by emailing carlos@mrthen.biz.

• We will make reasonable efforts to comply; however, deletion may not be complete if retention is required for legal, regulatory, security, or fraud-prevention purposes, to comply with a court order, to honor transactional/recordkeeping obligations, or where the content has been anonymized, aggregated, or already shared to public ledgers or backups not reasonably removable.

• If you become aware of any personal information we may have collected from children or minors in violation of this policy, please contact us at carlos@mrthen.biz or 401-267-8436 so we can investigate and take appropriate action.

The Website uses cookies to enhance your browsing experience. A cookie is a small text file that assigns a unique identifier to your computer or device. The cookies we use are persistent files that your web browser stores on your device’s hard drive.

Cookies may be used to:

• Save information about past activities and preferences so you do not need to re-enter details each time you visit.

• Deliver content tailored to your interests.

• Support site functionality (e.g., maintaining session login, shopping cart, or secure file uploads).

• Compile aggregate data about site traffic and user interactions to improve future services.

No personally identifiable information is gathered by cookies.

By using this Website, you consent to our use of cookies as described. More information, including how we use different categories of cookies (session, preferences, interaction history, advertising/marketing, and analytics), can be found on our Cookies Page.

You can choose to modify your browser settings to warn you each time a cookie is being sent, or disable cookies entirely. Please note that disabling cookies may affect the functionality and performance of the Website.

We do not currently respond to “Do Not Track” browser signals, as there is no industry standard for compliance.

Our Sites may contain links to third-party websites, including those of our business partners, affiliates, and service providers. While we strive to link only to sites that uphold strong privacy and security standards, we are not responsible for the privacy practices, security policies, or content of third-party sites.

Your use of such linked sites is subject to their own privacy policies and terms of service. We encourage you to review those policies before providing personal information or engaging in transactions with any third party.