FICO Vs Vantage Score



Did you know the score you see on @creditkarma is different than the one most banks use?! It’s pretty interesting and is weighted differently than the traditional FICO score. It’s actually made up of 6 factors as opposed to the infamous 5. Depth of credit is actually a combination of your avg credit history and the types of credit which make up your FICO. So that’s why they are often different. Not to mention these bureau’s mess up all the time. So Transunion, Equifax and Experian may all have a different rating for you as well. It’s estimated that 80% of people have some sort of error in their report. Which effects your score and makes you pay more!

Can you guess what FICO even means!?

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